Creamy RumChata Hot Chocolate Recipe

This boozy Rumchata Hot Chocolate is a cozy holiday treat for cold winter nights. The warming cinnamon-cream flavor of RumChata paired with melted Andes mint chips creates a delightful and unexpectedly delicious combination. Serve it after dinner, bring it to a small gathering, or keep a slow cooker full for holiday guests — this rich, minty hot chocolate is easy to make and always a crowd-pleaser.

Rumchata and hot chocolate in a glass topped with mints.

You can prepare this Rumchata Hot Chocolate on the stovetop in under 10 minutes. For parties, keep the mixture warm in a slow cooker on low so guests can help themselves. The recipe is forgiving: adjust the RumChata and mint chip amounts to suit your taste, and choose the milk that works best for you.

What ingredients do I need for RumChata Hot Chocolate?

Below are the main ingredients plus simple substitutions and suggestions to adapt the drink to your preferences.

  • Andes mint chips – These melt into the milk and add a cool peppermint-mint note that pairs surprisingly well with RumChata.
  • RumChata – A cinnamon-cream liqueur that brings warmth, creaminess, and a subtle spice. Use more or less depending on how boozy you want the drink.
  • Milk – Whole milk delivers the richest texture, but 2% or a creamier non-dairy milk (such as oat or full-fat coconut) will also work. Note that RumChata itself contains dairy.
  • Whipped topping or whipped cream – Optional, but adds a classic finishing touch.

How to make RumChata Hot Chocolate

Follow these simple steps for a smooth, minty, boozy hot chocolate.

  1. In a small saucepan over medium heat, warm the milk until it reaches a low simmer. Do not boil — gentle steaming and small bubbles around the edge is ideal.
  2. Stir in the Andes mint chips and continue stirring until they are fully melted and incorporated into the milk, creating a mint chocolate base.
  3. Remove the pan from heat and stir in the RumChata. Taste and adjust the amount if you prefer a stronger or lighter liqueur presence.
  4. Pour into heatproof glasses or mugs. Top with whipped cream or whipped topping and a sprinkle of extra Andes chips for garnish.

Tools that make this easier

A small saucepan and heatproof serving glasses or mugs are all you really need. For serving larger groups, a slow cooker on the warm setting keeps the drink ready for guests without scorching it.

Bartending tips and serving ideas

  • Offer small carafes of RumChata on the side so guests can control how boozy their drink is.
  • Keep a selection of basic liquors and a few cream-based liqueurs if you enjoy making specialty warm cocktails at home.
  • Top each cup with a swirl of whipped cream and a dusting of cocoa or extra mint chips for an attractive presentation.
  • To serve a group, multiply the ingredients and hold the mixture in a slow cooker set to low. Stir occasionally to maintain smoothness.

Other recipes to try

  • RumChata Cold Brew (Peppermint Bark)
  • RumChata Truffles
  • RumChata Pudding Shots
  • Grinch Punch
Rumchata Hot Chocolate in a clear glass.

RumChata Hot Chocolate

  • Author: Jenna
  • Prep Time: 10 min
  • Total Time: 10 min
  • Yield: 2 servings
  • Category: Easy
  • Method: Stovetop
  • Cuisine: American

Description

This boozy RumChata Hot Chocolate is the perfect holiday treat to serve on a cold winter’s night. Adding Andes mints creates an unexpectedly delicious mint-chocolate-cinnamon combination that is warm, creamy, and festive.

Ingredients

  • ½ cup Andes mint chips, plus more for garnish
  • ½ cup RumChata
  • 1 cup whole milk (or preferred milk)
  • Whipped topping or whipped cream (optional)

Instructions

  1. Warm the milk in a small saucepan over medium heat until it simmers gently.
  2. Add the Andes mint chips and stir until fully melted and smooth.
  3. Remove from heat and stir in the RumChata. Taste and adjust if desired.
  4. Pour into mugs, top with whipped cream, and garnish with extra mint chips.

Notes

This is an indulgent, high-calorie drink and not intended as a diet-friendly option. Adjust portions and ingredients if you prefer a lighter version.

Nutrition

  • Serving Size: 1
  • Calories: 460
  • Sugar: 41g
  • Fat: 19g
  • Saturated Fat: 12.5g
  • Carbohydrates: 45g
  • Fiber: 0.5g
  • Protein: 6g

Did you make this recipe?

Share your photos and variations on social media and tag the person who inspired the recipe.